The health insurance companies are killing me. Hubby got his PhD at the end of May. He worked for free, basically, for June and July until his postdoc officially started the first of August. So we were supposed to have insurance coverage then. But we didn't have insurance numbers, cards or doctors assigned to us. Only in the past week or so have we gotten insurance cards, but it's still a mess. I tried to make an appointment to see the dentist, and even though the dentist's name is printed on the card, we don't show up in their records.
And the actual doctor is another mess. The insurance company randomly assigned us to a doctor, not the group that we wanted. So we have to switch it. No problem, it should take 30-60 days. Today we find out it will be effective November 1. But here is the problem: they assigned us, the entire family, to a practice that does not see children. It's flu season. Princess has been sick every other week from school, and if the minute clinics won't see children under the age of four, I don't see them administering a flu shot either. So meanwhile, we're stuck with a practice of two doctors who only do internal medicine. I miss my medical group--they had all of the specializiations (like OB/GYN and pediatrics), after-hour care, and they could almost always fit me in for an appointment the day that I called and needed them. (Contrast that with Kaiser, which I had the past year and was terrible. Not only did it take three weeks to get an appointment from the day I'd call, but it would all be through an automated phone tree AND my co-pay was almost a hundred dollars. But I digress.) What am I supposed to do if I have sick kids?
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